Consumer Law (debt collection, foreclosure, payday and auto title loans, garnishment, and bankruptcy)
ATTENTION: Legal Action is limiting operations in reponse to the COVID-19 emergency. Please see details on our COVID-19 / Coronavirus Response Plan page under the "Contact us" heading.
Our Consumer Law Priority Committee works to protect low-income consumers who are being targeted by unfair and predatory practices. We give special consideration to cases where people are at risk of losing basic necessities, such as housing, utility service, or income.
Most often, our Consumer Law Priority Committee works on these types of cases:
- Mortgage foreclosures resulting from sub-prime mortgages or home equity loans
- Utility shut-offs and restoring utility service
- Creation of Lifeline utility rates
- Payday loans, car title loans and other predatory lending practices
- Bankruptcy to avoid garnishment (for persons with an income) and when the debt prevents the person from getting a drivers or occupational license so they can work. For bankruptcies, our assistance is often limited to legal advice.
If you are a low-income person with a consumer law problem, call 855-WISCLAW to learn whether Legal Action’s Consumer Law Priority Committee can help.